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The United States subprime mortgage crisis was a multinational financial crisis that occurred between and that contributed to the — global financial crisis. Declines in residential investment preceded the Great Recession and were followed by reductions in household spending and then business investment. Spending reductions were more significant in areas with a combination of high household debt and larger housing price declines. The housing bubble preceding the crisis was financed with mortgage-backed securities MBSes and collateralized debt obligations CDOs , which initially offered higher interest rates i.

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Fortunately, with how the internet is playing its part in our own social lives, it made it easier for anyone to find a date. All you have to do is a working computer or a smartphone and a reliable internet connection. After that, all you have to worry next would be how to free dating sites with no hidden fees. The Internet is becoming a necessity for a lot of people due to work or school. But a lot of people are using the internet for other purposes, including finding a date. The Internet is helping us connect with family and friends.

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Traveling alone can be quite difficult, especially if you're a senior citizen , but fortunately, there are a number of single-friendly cruises and tours for people 60 and over. The single supplement is usually quite high—up to 50 percent of the trip cost—because it is designed to recoup the income that would have been generated by a second traveler. Fortunately, some tour operators recognize that many seniors are solo travelers and now offer "single-friendly" trips. By participating in a guaranteed share program, you agree to be matched with a roommate, nearly always of the same sex and smoking preference.

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